Texas Mortgage Loan Originator Education
Training the State's Leading Mortgage Loan Originators for Over 20 Years!
Our focus has always been on giving you a great educational experience regardless of what stage you are in your Mortgage Loan Originator career. Whether you need Pre-Licensing education to start your career, Exam Prep to ensure you pass the state/national licensing exam, or Continuing Education to keep your career on track, Champions is here to help.
Texas Mortgage Loan Originator Education Options
NEW Delivery Method for
20-Hour SAFE Course!
Online Instructor Led
Our thoughtfully designed online courses offer an engaging learning experience featuring a sleek and intuitive interface, captivating videos, and interactive activities that ensure you learn the NMLS aligned material to succeed in this exciting career.
Steps to Earning a Mortgage Loan Originator (MLO) License
Step
Step 1: Create an Individual User Account with the NMLS
Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.
Step
Step 2: Complete the required 23-Hour SAFE Comprehensive Course at Champions School of Mortgage Lending®
Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.
Step
Step 3: Register for our Loan originator Exam Prep course
Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!
Step
Step 4: Login to your NMLS Account and register for the NMLS National Exam
Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.
- The cost of the exam is $110
- You must sign the Candidate Agreement before being able to schedule your exam
- The National Test consists of 120 multiple choice questions and is timed (190 minutes).
- Click here for a step-by-step guide for scheduling your exam.
Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.
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Step 5: Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request
Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $100 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).
About our Delivery Method Options
Students who thrive on conventional, live instruction will enjoy this method! Unlike blended classroom courses, these require in-person attendance, at a Champions campus, for all course hours.
Learn MoreAttend live classes from the comfort of your home! Our ChampionsLive virtual classrooms are perfect for students who prefer at-home learning, but also want live instruction.
Learn MoreA structured online course with limited instructor interaction. Perfect for independent learners who want the chance to ask questions to an instructor. A webcam and stable internet connection are required.
Learn MorePerfect for independent learners, this delivery is completely self-paced and includes videos and activities. Accessible from any mobile or desktop device with an internet connection.
Learn More
Select the "Champions Advantage" option when you enroll to customize your learning experience. This option allows you to choose different delivery methods for each course in the program. Learn More.